Great Eastern Medical Card

Great Eastern Medical Cards

1. Great Premier Health Medical Card

Be rewarded for staying healthy

Introducing Smart Premier Health - an investment-linked medical rider that offers comprehensive medical security. Loaded with smart features, this plan rewards you when you are healthy and ease your worries when you are sick.

Unlike most medical plans in the market, Smart Premier Health offers you No Claim Discount on insurance charges, and annual limit increments just for staying healthy. On top of that, you will not be burdened with co-insurance payments should the unexpected happen. This means you have one less thing to worry about when you are admitted into a hospital. To top it all off, enjoy stress-free golden years by staying medically protected till age 80 years next birthday.

Pay less as you stay healthy with up to 25% No Claim Discount
If no claim was made in any policy year, Smart Premier Health rewards you with a No Claim Discount on your insurance charges for the next policy year. Depending on the number of consecutive years of which no claim was made, you may get to enjoy up to a 25% discount. Now you have more reasons to stay fit and healthy!

Note: The No Claim Discount is applicable to Smart Premier Health standard insurance charges only. Terms and conditions apply.

Get more as you stay healthy with periodic annual limit increments
With Smart Premier Health, the Initial Overall Annual Limit can be as high as RM300,000, depending on the plan selected. Not only that, you will also enjoy an increase to your Overall Annual Limit at the end of every 3 policy years, provided no claim was made in the immediate preceding 3 policy years.

Note: Each increase (if applicable) to the Overall Annual Limit at the end of every 3 policy years shall be equal to 10% of the Initial Overall Annual Limit. Terms and conditions apply.

Be rewarded with increase in Hospital Room and Board limit
Smart Premier Health offers an increase to your plan's Hospital Room and Board limit at the end of every 3 policy years, up to a cumulative total of 100% of your plan's Initial Hospital Room and Board limit. Each increase to your plan's Hospital Room and Board limit at the end of every 3 policy years shall be equal to 10% of your plan's Initial Hospital Room and Board limit.

Enjoy comprehensive medical benefits with no co-insurance
Smart Premier Health does not only look after your medical needs, but offers you added financial security too. With no co-insurance payments required for hospital inpatient benefits such as surgical fees as well as pre-hospitalisation and post-hospitalisation treatments, you can just focus on getting better while we take care of the rest.

Be shielded with security of high lifetime limits
Smart Premier Health shields you from costly medical bills with a lifetime limit of between RM2 million and RM6 million, depending on the plan selected.

Greater assurance with Critical Surgery Recovery Benefit
In the event of a life changing illness, Smart Premier Health provides financial support to aid your recovery. A one-time lump sum of RM20,000 is payable for recovery from a major organ or bone marrow transplant, heart valve surgery, surgery to aorta, surgery due to major burns or brain surgery.

Note: The benefit is payable upon a 7-day survival period after hospital discharge.

Disclaimer:
The product information above is for general information only. It is not a contract of insurance. You are advised to refer to the Product Brochure, consumer education booklet on Medical and Health Insurance product (MHI), Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life Assurance (Malaysia) Berhad.

2. Smart Medic Enhancer Medical Card

As the exorbitant medical costs continue to rise, adequate coverage is important so that you can have access to suitable medical care should the need arises. Fortunately, SmartMedic Enhancer helps you to be better prepared in medical emergencies by enhancing the medical coverage offered by SmartMedic.

Enjoy increments to your Hospital Room and Board limit
SmartMedic Enhancer offers an increase to your SmartMedic's Hospital Room and Board limit at the end of every 3 policy years, up to a cumulative total of 100% of your SmartMedic's initial Hospital Room and Board limit.

Each increase to your SmartMedic's Hospital Room and Board limit at the end of every 3 policy years shall be equal to 10% of your SmartMedic's initial Hospital Room and Board limit.

Prolonged coverage for Post-Hospitalisation Treatment
Instead of 90 days Post-Hospitalisation Treatment coverage as offered by SmartMedic, SmartMedic Enhancer prolongs this coverage from the 91stday to the 180th day after hospital discharge. This ensures that you have access to medical treatment over a longer post-hospitalisation period.

Enjoy Daily Guardian Benefit of up to 180 days per policy year
Get reimbursed for expenses incurred for meals and lodging when accompanying the Life Assured during hospitalisation of up to RM200 daily depending on your selected plan.

Lesser worries with Daily-Cash Allowance
Get up to RM350 Daily-Cash Allowance, depending on your selected plan, for a maximum of 120 days per policy year, in the event of hospitalisation at a Malaysian Government Hospital.

Additional Accidental Death Benefit
In the event of accidental death, SmartMedic Enhancer provides you with Accidental Death Benefit of up to RM20,000 depending on your selected plan, on top of the Accidental Death Benefit of SmartMedic.

SmartMedic Enhancer must be attached together with SmartMedic and is only available to SmartMedic plans SM200, SM300 and SM400. Each SmartMedic plan only allows one corresponding SmartMedic Enhancer plan for optional attachment, i.e. SME200 for SM200, SME300 for SM300 and SME400 for SM400.

Disclaimer:
The product information above is for general information only. It is not a contract of insurance. You are advised to refer to the Product Brochure, consumer education booklet on Medical and Health Insurance product (MHI), Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life Assurance (Malaysia) Berhad.

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